Who We Are

omarquis@omarquislaw.com

WHO WE ARE

SUMMARY

Oscar Marquis is the Principal of Oscar Marquis & Associates www.omarquislaw.com. He has been engaged in the consumer reporting industry most of his professional life. He was involved with all major legislative and regulatory developments over the past 40 years that impact consumer reporting today.

PROFESSIONAL EXPERIENCE

Oscar Marquis is the former General Counsel of TransUnion, one of the three nationwide consumer reporting agencies, where he served for close to 25 years.
In 2001, he joined the law firm of Hunton & Williams (now Hunton Andrews Kurth) and helped establish its privacy practice. He served as counsel at Hunton & Williams until 2003.
He then joined the privacy practice of Oldaker, Biden & Belair (later Oldaker, Belair & Wittie) as a partner in 2003, serving the fim until 2010.
When Oldaker, Belair & Wittie dissolved in 2010, he established the law firm of Oscar Marquis & Associates, where he continues to maintain a consulting practice focusing on Privacy and Consumer Reporting.

EXPERTISE

Handled all legal, executive, legislative and compliance matters involving TransUnion.
Guided creditors, insurance companies, and other financial institutions in their use of consumer reports and in furnishing information to consumer reporting agencies.
Responsible for and oversaw Fair Credit Reporting Act and other litigation involving TransUnion.
Established a compliance department and a government affairs department.
Developed forms and policies and procedures for the TransUnion consumer relations process.
Drafted subscriber and other agreements for TransUnion, many of which are models for the industry and form the basis for agreements in use today.
Participated in the development of credit scoring policy and legal compliance.
Consulted with the Federal Trade Commission and expert attorneys throughout the country in preparing Fair Credit Reporting Act interpretations.
Negotiated four agreements with the Federal Trade Commission and several with groups of State Attorneys General involving a variety of Fair Credit Reporting Act compliance issues.
Testified in Congress and in many State legislatures about Fair Credit Reporting Act legislative proposals.
Appeared on Nightline, CNN and a variety of radio programs discussing consumer reporting issues.
Engaged in numerous international consumer reporting matters.
Assisted in developing consumer reporting agencies in Canada, Mexico, South Africa, Italy and in many other international locations.
Assisted the Central Bank of Kenya in preparing a compliance and licensing regime for credit bureaus operating in Kenya.
Prepared and participated in a credit reporting training session for the Central Bank of Nigeria and developed their operations manual.
Prepared a legal and operational analysis of the credit reporting system in Egypt and prepared and participated in a credit reporting training session for the Central Bank of Egypt.
Spoke frequently at credit industry and trade association meetings about the Fair Credit Reporting Act and legislative issues affecting the consumer reporting and credit industries.
Presented seminars to Congressional staffers about the Fair Credit Reporting Act and industry practices.
Met regularly with attorneys from the consumer reporting agencies and the Consumer Data Industry Association to discuss compliance issues, legislative strategy, and Fair Credit Reporting Act interpretations.
Wrote numerous articles for industry publications about consumer reporting issues.
Speaks and writes German.

MEMBERSHIPS

Member of the Illinois Bar through 2023, at which time he closed the practice of law and transitioned to full time consulting services.

Member of the Federal Reserve Board Consumer Advisory Council, 2001-2003; Chair of the Depository & Delivery Systems Committee

Board of Directors, MicroBilt Corporation (http://www.microbilt.com/)

Board of Directors, Consumer Information Research Council (2001-2006)

Board of Directors, Hand of Peace (http://www.hands-of-peace.org/) 2009-2015; Chair, 2011

EDUCATION

Northwestern University, Evanston, Illinois: BA, Economics
University of Illinois, School of Law, Champaign, Illinois: JD

Harno Memorial Scholarship

PRESENTATIONS

Regular speaker at annual meetings of the Consumer Data Industry Association.
Testified in Congress and numerous State legislatures on...
Presented regularly at TransUnion annual meetings.
Appeared on Nightline, CNN and has been a guest on a variety of radio programs.

Presenter at programs sponsored by the following organizations:

Community Association Institute
Community Association Management CAMfire Conference
Community Financial Services Association of America
Online Lenders Alliance
ACA International
University of Dayton, School of Law
National Association of Professional Background Screeners
American Conference Institute
Privacy and American Business
Practicing Law Institute
Internet Legal Council
Direct Marketing Association
Merchants Research Council
Credit Industry Research Council
Collection and Recover Solutions
ID Analytics
MarketerNet
Thompson Financial
Lorman Education Services
Background Investigator
The Federalist Society
Experian Law Conference
First Advantage
Debt Buyers
MicroBilt Corporation